StampDutyRate.com is an independent information resource and is not affiliated with HMRC, HM Government, Revenue Scotland, or the Welsh Revenue Authority. Always verify with your solicitor before completing a transaction.

About StampDutyRate.com

StampDutyRate.com is an independent UK stamp duty reference operated by Digital Signet. Rates are sourced from HMRC for England and Northern Ireland, Revenue Scotland for LBTT and the Welsh Revenue Authority for LTT. No advertising, no lead generation, no commercial bookings.

Rates verified May 2026

Why this site exists

UK stamp duty is one tax with three statutory regimes (SDLT for England and Northern Ireland; LBTT for Scotland; LTT for Wales) and at least five buyer-type permutations (standard, first-time buyer, additional property, non-UK resident, and the stacked non-UK-resident-plus-additional combination). Government calculators on gov.uk, revenue.scot and gov.wales each cover one regime in isolation. Lender calculators usually cover only England and only the standard case. Conveyancer pages tend to drift out of date around Budget changes.

StampDutyRate.com exists to compute every regime and every buyer type from a single calculator, with the band-by-band math shown on screen so readers can audit the arithmetic against the statutory rate tables themselves. The post-April-2025 threshold reversion (standard nil-rate £250,000 to £125,000, first-time buyer nil-rate £425,000 to £300,000) and the October 2024 additional-property surcharge change (3% to 5%) both materially shifted the cost of a typical purchase. Lots of conveyancer and lender content still references the pre-April-2025 thresholds; this site is verified against current HMRC publications and Revenue Scotland / WRA pages.

The calculator is the centrepiece. The sub-pages exist to answer the long-tail questions the calculator does not surface on its own: how a first-time buyer compares at a specific price, when the £500,000 FTB cliff bites, how to claim back the additional-property surcharge if you replace your main residence, why Scotland's ADS at 8% on the full price is structurally more punishing than England's 5% marginal surcharge at the same price.

Who builds this

StampDutyRate.com is built and operated by Oliver Wakefield-Smith, founder of Digital Signet, an independent AI-development studio that builds and runs a portfolio of UK consumer-cost reference sites. Digital Signet is not a law firm, not a conveyancer, not a tax adviser and not a mortgage broker. The work product is reference content sourced from public statutory publications, with the math shown so any reader can audit it.

Sister sites in the same UK-statutory-fee cluster cross-link from the footer. Each site follows the same editorial pattern: one statutory source, math shown on page, no paid placements, no lead generation, dates updated only when reality changes. None of the sister sites act as a sales funnel for StampDutyRate or vice versa.

Editorial principles

Statutory sources only
Every rate figure on the site traces to a published statutory source: HMRC SDLT rate tables on gov.uk for England and Northern Ireland, Revenue Scotland for LBTT and ADS, and the Welsh Revenue Authority for LTT and the December 2024 higher-rate reform. The methodology page lists the verification trail per page.
No paid placements
Digital Signet does not sell conveyancing services, does not run a solicitor panel, does not act as a mortgage broker and does not accept paid placements from estate agents, lenders, conveyancers or aggregators. Independent of every named third party in the housing-transaction stack.
No lead generation
The site collects no contact details, generates no leads, and forwards no data to third parties. External CTAs point to other Digital Signet cost references or to GOV.UK statutory pages.
No commercial bookings
The calculator runs entirely client-side. We do not store the price you entered, the buyer type you selected or any other input. The page reloads with no memory of your previous calculation.
Math is documented inline
Where worked examples appear (£300,000 standard buyer pays £5,000, £300,000 second-home buyer pays £20,000) the band-by-band math is shown on the same page so any reader can audit the arithmetic against the HMRC band table.
Update only when reality changes
The site updates when HMRC, Revenue Scotland or the WRA publishes a rate change, when a UK Budget or Scottish Budget or Welsh Senedd budget materially adjusts thresholds, or when the underlying Finance Act / LBTT(Scotland) Act / LTT(Wales) Act is amended. Cosmetic date bumps are not made.

What this site covers

Stamp Duty Calculator
Home page: SDLT + LBTT + LTT calculator with full buyer-type comparison.
Rate Tables 2026
Complete SDLT, LBTT and LTT band tables for every buyer type.
First-Time Buyer Relief
How much first-time buyers save, eligibility rules, worked examples.
Second Home Surcharge
The 5% additional property surcharge with refund process.
Additional Property Stamp Duty
The investor / landlord angle on the 5% surcharge, with company-purchase 15% explained.
Buy-to-Let Stamp Duty
Tax costs for buy-to-let investors including company buyer rates.
Scotland LBTT
Land and Buildings Transaction Tax bands and ADS calculator for Scotland.
Wales LTT
Land Transaction Tax bands for Wales including December 2024 changes.
Northern Ireland SDLT
Stamp duty in Northern Ireland uses the same SDLT system as England.
Non-UK Resident Surcharge
The extra 2% for overseas buyers and how to claim a refund.
How to Pay
Deadlines, SDLT1 / SDLT5, penalties, and what your solicitor does.
Exemptions and Refunds
When stamp duty is not payable and how to claim money back.
LBTT vs SDLT
Scotland vs England side-by-side band comparison.
LTT vs SDLT
Wales vs England side-by-side band comparison.
Historical Rates
Decade-of-rates timeline from 2010 to 2026.
Stamp Duty Refund
How to claim money back from HMRC: SDLT16, 12-month window, common scenarios.
Methodology
Statutory sources, refresh discipline, calculation framework, editorial position.

Sister cost references

Other Digital Signet cost references covering adjacent UK financial and regulatory topics.

Solicitor Cost
UK conveyancing solicitor cost reference, sister site.
Mortgage Pre-Approval
UK mortgage pre-approval calculator.
Council Tax Bands
Per-council UK council tax band reference.
MOT Cost
DVSA MOT statutory fee schedule reference.
Car Tax (VED)
UK annual road tax bands and EV rates.
Passport Renewal
HMPO passport renewal fee reference.

Contact and corrections

Spotted a stale figure, broken band table or out-of-date worked example? Email Digital Signet at [email protected] with the URL and the source you would like cited. Corrections are usually made within 5 business days; if the change is statutory (new Budget, Scottish Budget, Welsh Senedd budget) it is rolled into the next refresh cycle so the LAST_VERIFIED date moves at the same time as the figures.

Read next: Methodology and sources for the full statutory source table, refresh cadence and calculation framework.

Updated 2026-05-11